QSwitch
Quantivo Orchestration
AI Multi-Rail Routing

Intelligent Least-Cost Payment Routing

Dynamically optimizes transaction flows across M-Pesa Express, Airtel Money, Visa/Mastercard Vault, and Direct Bank ACH with instant automated failover.

Routing Latency 38ms
Authorization SLA 99.85%
Active Rails 6 Connected
Real-Time Fraud & AML

Tazama Anti-Fraud & Sanctions Screening

Sub-10ms transactional risk scoring and sanctions screening. Evaluates fraud vectors before payment dispatch with zero customer checkout friction.

Screening Speed 9ms
Threat Block 99.99%
Standard ISO 20022
Double-Entry Core

Formance Immutable Financial Ledger

Every routed transaction is instantly mirrored into a programmable double-entry ledger with automated settlement, split-routing, and audit certainty.

Posting Latency 12ms
Ledger State POSTED
Multi-Asset TZS / USD / KES
High-Availability Platform

Enterprise Cluster Resiliency

Zero single point of failure. Active health monitoring, automated connector failover, and high-concurrency event streaming with zero downtime.

Platform SLA 99.99%
Failover Window < 150ms
Security Core Zero-Trust
Quantivo SuperApp Cluster Online